Turning into a weather wimp

I'm meeting a friend for lunch (it's Chicago Restaurant Week, hurrah!), and this evening I'm going to the Lyric Opera's event announcing the coming season. My original plan was to take public transportation to both. Then I woke to the weather report which said that we'll be in the 50s today, but it will drop to the 20s this evening, and decided I'd take the bus and el to lunch and drive tonight (found a cheap - for downtown - spot - $10! Yay for SpotHero!). But now it's pouring. And I really don't want to stand at the bus stop, walk to the el, and then walk a few more blocks to the restaurant in torrential rain. So I think I'll drive and valet my car.